From now on, if you are a client of our bank, you can conclude Home insurance from BT Pay, 100% digital, even if you do not have a home loan at BT. The policy is issued by Groupama and you can get it quickly, through a few simple steps in the application.
You can conclude insurance for your own home in Romania or for the property, also in Romania, of another person. It is a simple way to take care of your house or to make a more than welcome "gift" to another person.
Extended protection for home and belongings
- The insurance covers the most frequent risks that may affect the home, the belongings inside, and possible damages caused to other persons.
- You can add extra options, such as insurance for electrical, electronic, and household appliances to cover electrical damages, emergency technical assistance, or insurance for heating boilers.
- The insurance cost is personalized, calculated based on the characteristics of the property and the selected coverages.
- You can make the full payment, but also in 6 or 12 installments, if you use a Star BT shopping card.
- The policy is valid for 1 year.
More details about this product, on the BT Blog, in the article Why it is worth having home insurance and when it helps you.
Fires, the main risk
- Only only 18% of the residences in Romania have voluntary insurance.
- Fires are the main risk, causing major losses for homeowners. 8 out of 10 of the largest damage files paid in the first 9 months of 2025 were for damages caused by fires, over 1.3 million euros (approximately 6.9 million lei), according to National Union of Insurance and Reinsurance Companies of Romania.
Did you know?
- Romania ranks first in the European Union in terms of the number of homeowners, with approximately 94% of Romanians owning an apartment or a house, according to Eurostat (2025).
- In the European Union, in the last ten years, housing prices have grown by almost 65%, and rents by approximately 22%.
With the insurance available in BT Pay, you take care of your home, no matter where you are in the world. One small step in the app, one big plus for safety.
