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    • 0264 308 028 or *8028 The number is available from any national network.
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    You are always close to home

    You open an online account, directly from BT Pay, and use it immediately, wherever you are. You send money to your loved ones, pay bills, or save money quickly and easily. Don't forget that you have ZERO commission for account and card opening and administration.

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    ALL FROM BT PAY

    YOU SAVE AT YOUR OWN PACE

    School, trips, new clothes... or anything you have on your wishlist. It's good to have money saved aside, just in case. With a savings account, you can have them all and stay relaxed. You also have progressive interest that you receive monthly, depending on the amount you have in the account.

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    MORE THAN BANKING

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    Homesickness, but connected to the bills at home: how do you help your parents in Romania from a distance?
    Homesick, but connected to the bills at home: how do you help your parents in Romania from a distance?

    Investments can even be simple

    With BT Pay, your money can do more than just sit in your account. You can invest directly from the app in 14 funds, simply and quickly. You start with small amounts, without being a finance expert.

    I want to invest

    SEE WHAT LOAN SUITS YOU

    Your dream apartment, a spacious house, or an eco-friendly building. Choose the suitable mortgage loan for you, depending on your plans.

    You have ZERO analysis commission for real estate – mortgage loans with the purpose of purchasing property in Romania or refinancing a real estate/mortgage loan from another bank in Romania. Campaign active until 09/30/2026 inclusive. See regulation

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    BANK OF ROMANIANS EVERYWHERE

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    BANCA TRANSILVANIA

    Banking is about people and trust. Every overseas client, out of more than 700,000, is a story about courage, and we, at BT, believe in courage. And we also believe that, through banking, a small part of Romania is always with you, in your wallet.

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    ONLINE SAFETY

    Money safety and data confidentiality are essential for us. Online banking comes with advantages, but also risks. Are you vigilant enough and do you know how to protect yourself from fraud?

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    QUICK HELP

    Yes, you can, if you opt for a loan secured by real estate mortgage.

    It is necessary to have Romanian citizenship and income obtained from employment contracts carried out abroad, for an indefinite period, with a minimum seniority of one year.


    ❗⠀If you are thinking of taking a credit:

    ➤⠀can you calculate monthly rates online in BT loan simulator;

    ➤⠀and then find out by phone if you qualify for the desired amount. 😃

    In case you want to you make a quick transfer anywhere, use BT Pay application. You can download it for free from Google Play and App Store. After you enroll the card in the application , select the section „Transfer money” ➭ option „Send”;

    If you are doing this operation for the first time, don't worry! Money transfer process through BT Pay  it is an extremely simple one! 😉

    ➤⠀if you make a transfer in euros within the SEPA zone, the money arrives within a maximum of 48 hours / 2 working days;

    ➤⠀and if the transfer is in another currency or outside the SEPA area, the money will arrive in 3-5 working days.

    States included in the SEPA area can be grouped into three categories so that they are easier to find:

    Eurozone StatesNon-EURO Zone StatesMember States E.E.A / E.E.A*
    AustriaBulgariaSwitzerland
    BelgiumDenmarkIceland
    CyprusLatviaLiechtenstein
    CroatiaLithuaniaMonaco
    EstoniaGreat BritainNorway
    FinlandPoland–
    FranceCzech Republic–
    GermanyRomania–
    GreeceSlovakia–
    IrelandSweden–
    ItalyHungary–
    Luxembourg––
    Malta––
    Netherlands––
    Portugal––
    Slovenia––
    Spain––


    *S.E.E. = European Economic Area / E.E.A. = European Economic Area

    If you change your physical card you will need to delete the existing card from BT Pay and enroll the new one in the app.

    If you already have the new card and want to add it in the app, we invite you to see the question „How do I enroll a card in BT Pay?". 🤩

    Each of us can perform any operations through our own account. However, indeed, there are situations where you do not have the possibility to do this personally or maybe you want a close person to have access to the account (husband/ wife/ partner (male)/ partner (female) etc). 😉

    In these situations, you can grant close persons the right to perform various operations on your account. To make this possible, we are waiting for you in any BT unit, to you and the close person to whom you want to give account access. It is important to have your identity documents with you! 💳

    If you still cannot come to the bank in person, then you can go to a notary to make a power of attorney through which you nominate the person you empower to request on your behalf operating rights on the account, respectively the person for whom you grant these rights, listing them at the same time. For example: to withdraw money, to make transfers and payments, etc.

    Thus, you no longer have to come to the bank, instead, the person you have nominated in the power of attorney will come to make the request on your behalf, together with the person to whom you grant the operating rights, also with identity documents. And if it is the same person, it is all the simpler.

    Steps to enroll in Mastercard ID Check are the following:

    ❶⠀After you choose the product / service you want to pay for, when making the online payment, the card details must be entered:

    ➤⠀card number;

    ➤⠀expiration date;

    ➤⠀CVV2 / CVC2 code. 


    To merchants who display the logos „Verified by Visa” and „MasterCard ID Check” an additional page will appear requesting the password entry. 👀
     

    ❷⠀The ID Check Password has been replaced with a dynamic password (OTP - one time password), different for each online transaction, the password that you will receive via SMS;

    ❸⠀The payment will be completed quickly, after verifying the password.


    🆕 Now you can confirm any online payment directly from your phone using a fingerprint or the phone unlocking method through BT Pay. Thus any online transaction will be made safely. 🔥

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    open account 100% online

    In approximately 10 minutes, through the BT Pay app, you have an account in lei or euro at BT and you can use the card instantly from the app. You receive 5% cashback, up to 100 euros, on euro card payments.

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