In line with BT calendar of financial communication in 2025, we publish our results for the first six months of the year to keep clients, investors, shareholders, and partners informed about the financial performance of the bank and the BT Group. The business has consolidated, and operational activity increased in the first six months of the year.
Growth engines BT in the first half of the year
- The bank has constantly launched functionalities in the BT Pay applications (intended for the population) and BT GO (intended for entrepreneurs).
- BT reached over 5.2 million unique cards in digital wallets, and the number of phone payments is +30%, reaching 150 million (H1 2025 vs H1 2024).
- The bank has increased its client base - including through the merger with OTP Bank Romania - and reached 4.84 million individual and corporate clients as of June 30, 2025. The bank attracted, on average, over 40,000 new clients each month from January to June 2025.
- The portfolio of loans and net leasing receivables, at the consolidated level, is +4.5% (compared to 31.12.2024) and +28% (H1 2025 vs H1 2024), reaching 100.7 billion lei.
- BT financed companies with 9.7 billion lei, supporting mainly infrastructure projects, in health, agriculture, and energy.
- 7.1 billion lei represents the loans granted by the bank to the population, of which 46% are real estate/mortgage, 54% are consumer loans without mortgage or other types of financing for personal needs.
- Our clients' savings have reached 158.5 billion lei (+5.1% compared to 31.12.2024, respectively +14% in H1 2025 vs H1 2024).
The net profit of the Banca Transilvania Group reached, at the end of June 2025, 1.97 billion lei, of which the net profit of the bank reached 1.78 billion lei.
Interested in more details about BT's performance in the first half of the year? They are waiting for you here.
